 | | | | | | |  | Helpful Tips | On Moving Day: Essentials
Fill one box with moving-day essentials like paper plates, a coffee maker and coffee, hand tools and extension cords, a bucket, rags, soaps and paper towels. You may also want to set aside a few days worth of clothing, food and other essentials you’ll need prior to arriving at your new home and prior to unpacking.
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| | | | | | |  | Buyer Tips | Taxes and Hazard Insurance:
Based on the month you close, property taxes will be prorated between you and the seller. You may also be required to pay a full year’s hazard insurance (or homeowner’s insurance) premium in advance. In addition, you may also be required to place funds into a special reserve account (impound account) for taxes and insurance, which is held by the lender. You absolutely must have this to obtain a mortgage.
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